Who Needs a Financial Advisor?

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Everyone’s different, so our finances naturally need different things. Younger people don’t need the same financial help as retirees. Employees don’t need the same thing as business owners.

But wherever you are in your financial journey, there can be benefits to speaking to a financial advisor. Here’s a few examples of people an advisor could help.

What Could an Advisor Offer . . .

...a business owner?

Owning a business means wearing a lot of hats and keeping an endless number of balls in the air at a time. Your finances are probably complex, and your taxes seem to get more complicated every year.

A financial advisor can help you optimize your business and personal finances so that all your decisions propel you to success.

A few of our favorite articles for business owners include:

Choosing a Benefits Package for Your Business

Tax Strategy for Businesses

Profit and Loss for New Business Owners

Or take a look at all our business owner content here.

...a business employee?

Working for an employer comes with its own challenges. What is your long-term career path? How can you make sense of your benefits options?

Take a look at these articles just for you:

Starting at a New Job

How to Choose a Health Insurance Plan

Should You Be a Contractor or an Employee?

Or browse all posts for professionals.

...a young professional?

If you’re just starting out in your career, you might think your finances aren’t complicated enough to need an advisor. But setting a good financial foundation can pay off for years to come. The more you can learn and plan now, the better off you’ll be in ten or twenty years.

Start educating yourself with a few of these:

Why Millennials Should Be Investing

How to Grow Your Net Worth Without Buying a Home

High Income, Not Rich Yet? Stop Being a Broke Millennial

Or browse all our posts for young professionals.

...someone looking forward to retirement?

As you reach the peak of your career, it’s time to look forward to retirement. Are you saving enough? Do you know how to optimize your retirement accounts and make them grow?

If you’re saving for retirement, you need an advisor to help you choose the right investments. Start by learning as much as you can with these:

How to Invest for a Secure Retirement

Five Things to Think About When You’re New to 401(k)s

Social Security and Its Role in Your Retirement

Or read all our retirement-themed articles here.

...a family caregiver?

If you’re responsible for children, special needs adults, or aging parents, you have a lot on your plate. Not only do you manage the day-to-day practicalities, but you have to make financial plans for the future. Are your finances ready for your dependents’ needs? Do you need to learn more about how to plan for their future?

Start with a few topics like these:

Starting a Family

Creating a Special Needs Plan

Planning With Your Senior Parents

Or view all family topics.

...a woman?

Women have unique financial needs, because they often face different challenges and find themselves on different life paths compared to men. If you’re a woman, you could probably benefit from taking a look at your finances to see if you are as secure as you need to be.

You can learn more with a few of these articles:

Married Women: Do You Have Financial Agency?

Women and Investing

Spousal Benefits and Social Security

Or look at all of our articles relevant to women.

...a person of faith?

If you’re religious, you may wonder if a financial advisor would lead you into unethical choices. In reality, it’s possible to find an advisor who shares your values. Faith-based financial advisors can help you choose good charities, invest your money ethically, and consider your long-term goals for the worldly goods you’ve been blessed with.

Try learning more with articles like these:

Health Care Sharing Ministries: A Viable Alternative?

Want to Invest More Conscientiously? Try Impact Investing

Charitable Giving

Or read all our faith-based and charity topics.

...a hands-on investor?

If you want to be hands-on with your investments and choose individual products, an advisor can help you find the investments that suit your goals. Good advice can keep you from expensive mistakes.

Try a few of our more advanced articles like these:

Stock Trading Without Losing Your Shirt

Options Trading: How Does It Work?

Cryptocurrency: Does It Live Up to the Hype?

Find more advanced articles here.

...an older person?

Once you retire, your financial picture changes yet again. Your income comes from different sources, and you may need to know more about Medicare and Social Security. Planning for the future now means considering your long-term care needs as you age and updating your estate plan. All of these tasks go better with a skilled advisor to help you.

Start learning with a few articles like these:

Withdrawals from Your Retirement Account

Long-Term Care Insurance: Is It for You?

Estate Planning: Wills, Trusts, and Life Insurance

Read more in our topics for seniors.

...someone just looking to manage personal finances?

Even if all you need is to get a handle on your personal finances, an advisor can still help you. You can learn how to make a budget, use banking tools, and start saving for the future.

Try a few personal finance articles to learn more:

How to Make a Budget That Works for You

Debt Payoff Strategies

Financial Literacy: You’ve Got the Power to Build Your Umbrella

Read all our posts about personal finance here.

Something for everyone

As you can see, no matter your situation in life, you can benefit from sound financial advice. Once we’ve learned what you’re looking for, we can connect you with an advisor experienced in your specific needs. So don’t ask, “Why would an advisor help someone like me?” Instead ask, “How soon can I find the right person for my individual needs?”

You deserve someone who understands the exact challenges you face. The advisor we introduce you to will be looking for clients just like you.