Refinancing your home means replacing your current home mortgage with a new mortgage at different—hopefully better—rates.
But are these store credit cards worth it? How do they compare to an all-purpose credit card you could get through your bank?
Debt can be a trap that prevents someone from building wealth, but it can also be a tool used to propel them forward toward goals. It’s vital to learn how to borrow judiciously and not let debt become a lifestyle. This webinar addresses good and bad debt, debt payoff strategies, and ways to avoid debt. […]
A payday loan can help you survive just till your next paycheck. But they often begin a debt cycle you will struggle for years to escape.
You can grow your net worth without owning your own patch of real estate. Think beyond homeownership and build wealth other ways!
Some people are raised with the philosophy never to go into debt; others find themselves deep in debt by the time they graduate college. Used sensibly, loans can be part of a responsible financial picture. This webinar, in our Young Professionals Series, addressed types of debt, debt repayment strategy, and how to balance paying down […]
Foreclosure allows lenders to recover some of the amount owed to them by selling or taking ownership of the mortgaged property.
Bankruptcy is a process by which you can be forgiven from debts you can no longer pay, while settling with creditors for part of what you owe.
Understanding your debt-to-income ratio helps you determine if taking on more debt is the right choice for you.
Student debt can impact your ability to pay bills, buy a house, or even have a family. Learn how to borrow it wisely and pay it off on time.
Your credit score records, in numerical form, your record at borrowing money and paying it back. Here’s how to boost yours.
With interest rates at a historic low, many Americans are considering refinancing their mortgage.
A home equity loan is a way of using the home you already own to get a loan on favorable terms.
Many people find a credit card a useful addition to their personal finance toolkit. But it’s vital to learn the rules for wise card use.
Whether it’s student loans, credit cards, medical bills, or mortgages, you need to figure out a financial strategy to pay off your debt.
Whether you are considering taking out an auto loan or are trying to pay off an existing one, here are some strategies to keep in mind.