Is It Worth It to Lease a Car?
Leasing appeals to many drivers because it has a much lower average monthly payment than taking out a loan for an equally new car.
How Much Should Your Down Payment Be on Your First Home?
Is it possible or safe to purchase a house with a lower down payment?
Reverse Mortgages: Safe Income or Scam?
Some people would trade the value of their home for a regular income—if they didn’t have to move. Reverse mortgages exist to fill this need.
Is It Time to Refinance Your Home?
Refinancing your home means replacing your current home mortgage with a new mortgage at different—hopefully better—rates.
Are Store Credit Cards Worth It?
But are these store credit cards worth it? How do they compare to an all-purpose credit card you could get through your bank?
Webinar Recording: Debt
Debt can be a trap that prevents someone from building wealth, but it can also be a tool used to propel them forward toward goals. It’s vital to learn how […]
Payday Loans and How to Avoid Them
A payday loan can help you survive just till your next paycheck. But they often begin a debt cycle you will struggle for years to escape.
How to Grow Your Net Worth Without Buying a Home
You can grow your net worth without owning your own patch of real estate. Think beyond homeownership and build wealth other ways!
Webinar Recording: Financial Basics Series – Understanding Debt
Some people are raised with the philosophy never to go into debt; others find themselves deep in debt by the time they graduate college. Used sensibly, loans can be part […]
Foreclosure
Foreclosure allows lenders to recover some of the amount owed to them by selling or taking ownership of the mortgaged property.
Bankruptcy
Bankruptcy is a process by which you can be forgiven from debts you can no longer pay, while settling with creditors for part of what you owe.
Is Your Debt-to-Income Ratio Holding You Back?
Understanding your debt-to-income ratio helps you determine if taking on more debt is the right choice for you.
Student Debt and How to Pay It Off
Student debt can impact your ability to pay bills, buy a house, or even have a family. Learn how to borrow it wisely and pay it off on time.
Credit Scores
Your credit score records, in numerical form, your record at borrowing money and paying it back. Here’s how to boost yours.
Refinancing
With interest rates at a historic low, many Americans are considering refinancing their mortgage.
Home Equity Loans and Lines of Credit
A home equity loan is a way of using the home you already own to get a loan on favorable terms.
Using a Credit Card Wisely
Many people find a credit card a useful addition to their personal finance toolkit. But it’s vital to learn the rules for wise card use.
Debt Payoff Strategies
Whether it’s student loans, credit cards, medical bills, or mortgages, you need to figure out a financial strategy to pay off your debt.
Auto Loan Tips
Whether you are considering taking out an auto loan or are trying to pay off an existing one, here are some strategies to keep in mind.