Do you already have a savings account, but are frustrated with low interest rates? It may be time to consider certificates of deposit (CDs).
A savings account is a dedicated place to store long-term savings—emergency funds or money earmarked for certain goals.
Even if you use it every day, you might not know all of the benefits available to you through your checking account.
Charles Dickens once wrote, ““Annual income twenty pounds, annual expenditure nineteen and six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.” Not much has changed since his day. The simple goal of all financial efforts is to spend less than we earn. Too many of us fall just […]